I have never worked in my life, so I may have something interesting to say about money.
Income is but a continuum of one's social status. Social mobility is a lie in that you can't embed yourself in a social class which is not yours. True mobility happens within decades, and is mostly passive unless you are planning 30-40 years ahead a la Sheev Palpatine. When people talk about social mobility and improvement they mean quick, hence they are lying to themselves.
Income is a reflection, a consequence of your social status. If you are middle class it is hard to escape that. If you are high class, it is damn hard to escape that. If you are lower class, it is as hard to escape that.
By social status we don't wish to evoke fuzzy ideas. Social status is the position you're in within the social scene. Again we stress: social status is a result, never a choice. It is something you find yourself in.
Think of start-ups that get big. You never become profitable unless you are doomed to become so. Now, Bill Gates and Steve Wozniak did became comfortably millionaires. This is a result of decades of work while in good positioning, in where they worked around the big players (IBM, Xerox, HP) until they locked themselves, embeded themselves into their ecosystem. That's the definition of a parasite—a stranger who now has a stake in an organism not his. The case is the same with start-ups who “blow up”. There is no such a thing. Think about it, no VC would invest in a one-day-old start-up, or one-month-old, or one-year-old. They buy things who have roots. Some may be uninformed and reckless enough to consciously give away money at some two-week-old thing, sure. But this does not matter to us. Giving 100K to some out-of-league dude guarantees them to waste it in the blink of an eye. Social mobility is not even theoretically entertained.
One thing is to become embedded, which is the long-term game. To make yourself hard-to-remove. Again, it is parasite art. Because no one really sees it coming. They didn't see it coming when Google was ad-free, when GitHub gave credits away, when Apple donated computers to schools, the list never ends. Once they are locked in, there is no escape route.
To become embedded buys you what any other thing will not: they are dependent on you.
There's this classic experiment in where some guy exchanged a paper clip for things until he gets a house. Besides it being clickbait, the metaphor works: in theory an average man could become the owner of the world, given enough time—or should I say, given enough lives. That's how you get Stalin or Putin. It is decades of work along with favorable pre-positioning. They of course don't really own much, and they power fades fast, and is very dependent on many other shadow people. Not the case with the Royal family, for example. This is a more proper, actual example of owning the world. It works, but just as much, it spans several lives and centuries. It can be done, very theoretically, but the problem is you only live once.
Let's go back to income. If income is a reflection of one's social status, then it is clear that one does not choose his income.
In a way, social embedding is like human relationships: the other person eventually leaves. Human relationships are actually structured identically as social status. What you inherit it follows you for life. And let's say it: all tech billionaires of today would be peasants had it not been for the witchcraft which is modern technology. What technology did is it transformed these start-up CEOs into entities with a kind of immunity. Back in the old ages, if your small garden of potatoes was destroyed, you would have nothing to sell for the month. If you were kicked out of your lot, you would have nothing left. Technology and its black magic tricks allowed these tech people to effectively become cyborgs: they resided in many places. They could afford to be ignored, to even be blacklisted by countries. These are not humans in any remote resemblance of the word.
What you inherit follows you for life. If you never made a friend on kindergarten, if you never kissed a girl on high school, these things become de facto laws. They stay with you the way air and gravity stay with you. Now observe: not having a friend in kindergarten is atrocious. It is a horrible smell. A sharp object poking at your neck. It is especially despairing because kindergarten there is one. You don't re-do kindergarten. You don't re-do high school. It takes sad luck to be stuck in a place with a dozen people who don't really like you back. And then came the personal computer. Kids could just reinvent themselves forever in front of new crowds of people. This led to the proliferation of unwanted and untold crime waves, but that's another topic. Overall, a pretty sad invention for humanity, but such invention is now part of us all, no use in self-loathing.
And just like kids could reinvent themselves, tech people could fail over and over again, they could produce and remix and reuse and change names and change locations and change IP and profile picture and personality and gender and many more infinite things.
Failing socially is part of nature, and it can be erased. Imagine this: you are in kindergarten, nobody wants to talk to you. So you press reload. New people appear in your classroom. Maybe one attempts to talk with you, soon finds out he doesn't like you. You press reload. New people appear in your classroom. Maybe one is an understanding girl. But what do you know, two days later she finds herself a new best friend (the one who found out he doesn't like you). Do you cry? No. You press reload. New people appear in your classroom. A girl and a boy soon connect well with you, and you with them, and you wonder if they will soon leave you too. Do you take the bet? No. We are not at the casino. You press reload. New people appear in your classroom. One boy joins your group. Now you can afford to lose one component of your friend group, if such thing comes to happen. It seems to work, and your girl friend asks you for a favor, clearly signaling that she wants to take advantage of you. Do you submit to uncertainty? You press reload. Many more people appear in your classroom.
What you inherit is a rhythm. Of course not having made one friend on high school does never mean that you can't connect with people. It just means your percentage of a match is low as fuck, for example. If it is 5%, you can switch schools three times and still find nothing. After all, classes are of 30 students. Switching three times gives you 30+30+30=90. Unfavorable odds. But invoking hundreds of people, thousands of people, it makes your 5% something translatable to several dozens of perfect matches.
What you inherit is a rhythm. It can't ever be modified, it can never be improved. But it can be exploited with numbers. People are numbers. In fact, each person is 30 trillion cells.
Social embedding is like human relationships. When anonymous said "embrace infamy" it didn't meant "surrender", it meant "understand your hardcoded architecture and exploit it". Don't dream to be a pony.
Social embedding is like human relationships. You first find how much it sucks or not, and you solve it by scale. How much a virgin Mark Zuckerberg had to be to scale his site all over the world—just in case, right?
So you find your enough-numbers, what number of people raise your 30% or 40% or 20% "connection match" to workable, livable numbers. You build stuff that scales up to that. Going higher drives you crazy, so you gotta be careful with that too. Crazy in the bad sense, like a Sims 4 game in where your simoleons (Sim dollars) are infinite. Game loses its meaning and you drive yourself to the coffin. It is a science, what we are talking about, and needs to be carefully calibrated.
So, you find the lucky number and build enough of an infrastructure to feed you just that.
Love is a consequence of the connection ratio you inherit. Infrastructure manipulates that, converts whatever ratio into common-enough instances of connection. Money is a consequence of the income ratio you inherit. I argue that you don't need to "earn more", just scale your baseline income until you earn as much as you need. People spend their lives "improving" on themselves in order to get the right partner. This should be avoided as pest. A better approach is to understand what your baseline is, and scale that until you get what you want. This way you are not changing, you are not deluding yourself. You are making inevitability do the work. It is you, just times a scalar.